Construction Insurance

A trade that is exposed to a greater number of risks.

A construction site is often busy and demanding, with the use of specialist equipment, exposing the trade to more risks than other businesses.

Whether you are part of a large company, a small business or are a self-employed individual, we understand that your insurance cover needs to be flexible to your business, protecting you, your employees, materials, equipment, and third-parties and their property.

Types of cover you should consider include:

  • Employers’ Liability – Provides business protection to cover accidents, injuries or deaths caused
  • Public Liability – Provides cover in case of injury or death to members of the public or an independent sub-contractor, or their property
  • Professional Indemnity – Covers professional negligence in the design or carrying out of services, such as surveying
  • Plant, Machinery, Tools & Equipment All Risks – Covers damage or theft of these items, and the cost of repairing of replacing these
  • Contractors All Risks – Covers physical damage to the site and materials, or third parties by a contractor
  • Personal Accident – Covers medical costs and lost earnings if they result from a serious injury is sustained on site
  • Third Party Liability – Which is important if you employ contractors and sub-contractors such as bricklayers, electricians or scaffolders
  • Latent Defects – Covering specific defects in the design, workmanship or materials that only becomes known after completion of the building works

So whether you are a building contractor, property developer, a civil engineer or shop-fitter, a tradesman in Nottinghamshire or further afield we have the experience and knowledge of the market to provide advice and place risks for the Construction Industry and would be happy to visit you at your premises to assess your risks.

We will also advise on additional cover, should you require it, ensuring the correct level of cover for your business is in place.